Affordable Buyer Loan Program
- As little as 3% down and that down payment doesn’t have to come from borrower’s own funds. It can be from gift funds, down payment assistance or seller concessions for example.
- No upfront or monthly mortgage insurance
- Minimum 640 FICO score
- Must be owner occupied
- No Reserve Requirement
- Income limits from 100 – 115% of Area Median Income for applicants (Currently Clark County AMI is $61,900)
- Must have 2 active tradelines. If joint, only one applicant is required to have usable credit score
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