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  • Jacqueline Frye

    Affordable Buyer Loan Program

    Affordable Highlights:

    • As little as 3% down and that down payment doesn’t have to come from borrower’s own funds.  It can be from gift funds, down payment assistance or seller concessions for example.
    • No upfront or monthly mortgage insurance
    • Minimum 640 FICO score
    • Must be owner occupied
    • No Reserve Requirement
    • Income limits from 100 – 115% of Area Median Income for applicants  (Currently Clark County AMI is $61,900)
    • Must have 2 active tradelines.  If joint, only one applicant is required to have usable credit score

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